Welcome to Goodlife
Let's set up your financial profile in 3 simple steps
Step 1: Basic Profile
Tell us about yourself and your family to personalize your experience
Step 2: Financial Overview
Connect your accounts and build your complete financial picture
Step 3: Goals & Insights
Set your financial goals and receive personalized recommendations
Dashboard
Your complete financial overview at a glance
Net Worth
₹45.2L
+12.5% from last month
Monthly SIP
₹25,000
On track for goals
Active Goals
4
2 ahead of schedule
Risk Score
7/10
Aggressive growth
Net Worth Trend
Asset Allocation
Recent Activity
SIP Investment
HDFC Top 200 - ₹2,500
Goal Progress
House fund 75% complete
Market Update
Nifty up 1.2% today
Financial Statement
Complete overview of your financial position
Assets
| Asset | Type | Value | Actions |
|---|---|---|---|
| HDFC Top 100 | Mutual Fund | ₹12,45,000 | |
| SBI Savings | Bank Account | ₹3,25,000 | |
| Gold ETF | Gold | ₹5,20,000 |
Summary
Financial Health Score
78/100 - Good
Quick Actions
Debt-to-Income Ratio
23%
Recommended: <30%
Risk Profiler
Understand your risk tolerance for better investment decisions
Risk Assessment Questionnaire
1. How would you react if your investments dropped 20% in value?
2. What is your investment time horizon?
3. What percentage of income can you invest monthly?
4. How familiar are you with equity investments?
5. Do you have emergency funds covering 6 months expenses?
Risk Score
Complete questionnaire to see your score
Risk Profile Analysis
Your risk analysis will appear here
Asset Allocation
Complete assessment for recommendations
Next Steps
Asset Allocation
Optimize your portfolio based on risk profile
Current vs Recommended Allocation
Current Allocation
Recommended Allocation
Allocation Sliders
Rebalancing History
| Date | Action | Amount |
|---|---|---|
| Oct 15, 2024 | Rebalanced Equity → Debt | ₹25,000 |
| Sep 15, 2024 | Rebalanced Debt → Gold | ₹15,000 |
Risk Score Impact
Current Holdings
Rebalance Alerts
Equity allocation 8% above target
Monthly review due in 5 days
Quick Actions
Goal Planner
Plan and track your financial goals with inflation-adjusted projections
Your Goals
Child's Education
Target: ₹50,00,000 in 15 years
Current: ₹7,50,000 (15% complete)
Home Purchase
Target: ₹1,00,00,000 in 10 years
Current: ₹25,00,000 (25% complete)
Emergency Fund
Target: ₹6,00,000 in 2 years
Current: ₹4,80,000 (80% complete)
Goal Projection Chart
Goal Planning Calculator
Goal Summary
Monthly Contributions
Quick Actions
SIP Calculator
Calculate your SIP returns and plan investments
SIP Calculation
SIP Growth Chart
Comparison Table
| CAGR | Invested | Returns | Total Value |
|---|---|---|---|
| 6% | ₹18,00,000 | ₹7,20,000 | ₹25,20,000 |
| 12% | ₹18,00,000 | ₹32,40,000 | ₹50,40,000 |
| 15% | ₹18,00,000 | ₹49,50,000 | ₹67,50,000 |
SIP Summary
Top Performing Schemes
Quick Actions
SIP Planner
Insights & Reports
AI-powered insights and comprehensive financial reports
Financial Health Dashboard
Net Worth Trend
Expense Breakdown
Cashflow Heatmap
| Month | Income | Expenses | Savings |
|---|---|---|---|
| Nov 2024 | ₹1,85,000 | ₹1,20,000 | ₹65,000 |
| Oct 2024 | ₹1,75,000 | ₹1,35,000 | ₹40,000 |
| Sep 2024 | ₹1,75,000 | ₹1,10,000 | ₹65,000 |
AI Insights
Net Worth Growth
Your net worth has grown by 12.3% this year, primarily driven by equity investments.
Goal Shortfall Alert
Child education goal is 15% behind target. Consider increasing SIP by ₹3,500/month.
Spending Optimization
You saved 15% more this month by reducing discretionary expenses. Keep it up!
Quick Stats
Portfolio Health
Reports
Goal Status
Advisory & Recommendations
Personalized financial advice powered by AI
Current Recommendations
High Priority: Increase SIP
Increase your child's education SIP by ₹3,500/month to meet the target on time.
Medium Priority: Rebalance Portfolio
Your equity allocation is 15% above target. Consider shifting ₹50,000 to debt funds.
Opportunity: Tax Saving
You can save ₹45,000 in taxes by investing ₹1.5L in ELSS funds before March 31.
Risk Assessment
Debt Exposure
23%
Within target range
Emergency Fund
6.2
Months coverage
Goal Progress
78%
On average
Action Items
Review insurance coverage
Due in 5 days
Update nominee details
Due in 10 days
Increase home SIP by ₹5k
Due this month
Market Outlook
Current Market View
Equity markets are showing moderate volatility. Large-cap funds are recommended for stability.
Interest Rate Impact
Rising interest rates favor debt funds. Consider increasing debt allocation by 5-10%.
Advisor Score
Financial Health Score
Top Recommendations
Emergency Fund
Build 6-month emergency fund
Tax Planning
Save ₹45k with ELSS investment
Retirement
Increase SIP by 10% annually
Quick Actions
Ask AI Advisor
Settings
Manage your account preferences and data sync
Profile Settings
Data Sync & Privacy
Bank Account Sync
Automatically sync transactions
Account Aggregator
Use AA for data aggregation
Data Encryption
AES-256 encryption enabled
Security Settings
Connected Accounts
****5678
****9012
****3456
Investment Preferences
